product features

Spectrum supports all the major functions of a workers’ compensation data collection and rating organization, including:

Manual and electronic policy processing

Manual and electronic unit statistical report processing

Generation of Schedule Z and related files for ratemaking

Experience rating

Merit rating

Assigned risk application processing

Classification inspection processing

Contractors premium adjustment program administration

Unit statistical report tracking for reporting requirements and/or fines

Ownership recording

ICR processing

Reports & letters generation

} business results